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Cash or card: which costs less abroad?
Cards are convenient but carry conversion fees. Cash gets a better rate but you have to carry it. Here is the comparison.
The most common question we get is whether to carry cash or use a card. The answer is both — the trick is knowing when each one wins.
Cash works better for
- Small shops, markets and transport that do not take cards
- Countries where foreign card fees run high
- Keeping your spending inside a budget
Cards work better for
- Accommodation and tickets booked ahead
- Larger amounts you would rather not carry
- Emergencies that run past what you budgeted